Ashton Pointe Apartment Homes

100 Ashton Pointe Boulevard, Beaufort, SC 29906
Call: 844-820-6515 Email UsAshtonPointe.PropertySite.HHHunt@aptleasing.info View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P - 5P

$963-$1233

Apartment Homes Beaufort SC Blog

Buy or Rent? How to Decide which Is Best for You – Beaufort, SC

Joseph Coupal - Wednesday, February 15, 2017

Ashton Pointe, Beaufort, SCShould you buy or rent? Most people ask themselves this question and there’s no clear correct answer. Before you give up in frustration, take some time to ask yourself the following questions.

How Stable Is Your Lifestyle?

Are you the kind of person who likes to stay in one place, or do you like to move around? If your life is stable and you want to put down roots, buying a home is probably a good idea. If you are looking to move around or you are willing to pick up stakes for your job, you should consider renting.

What Are Your Plans for the Near Future?

Your plans for the near future are also very important in this decision. If you are planning on expanding your family it might be a good idea to buy a home that’s bigger than most apartments. Likewise, if you are planning to move soon, you’ll want to rent.

What’s Important to You?

You should also take a few moments to consider what’s important for you in terms of a living situation. Do you like privacy, stability, and the feeling of owning your own home? If so, then you’ll want to buy. Do you prefer amenities, a community, and putting the responsibility for home care and maintenance in the hands of professionals? That might mean you want to rent. There’s not a right or wrong answer here, so take some time to come to your own conclusion.

Who Is Helping You?

Finally, think about who’s helping you to make this choice. If you work with professionals, you’ll have a better chance to see more properties and make a more informed decision. One of the worst moves you can make when making this decision is to rush forward without enough information. Always make sure you let a real estate professional help you in your search.

Deciding whether to rent or buy is always a deeply personal decision. Take some time and think things over, then work with a professional to help you find a living situation that suits your lifestyle.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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Baby Boomers Are Renting and Living Like Millennials – Beaufort, SC

Joseph Coupal - Tuesday, February 07, 2017

Ashton Pointe, Beaufort, SCBaby boomers and millennials — could they be more different? The former are in or nearing retirement, while the other group is ambitiously rising in the workforce. Many millennials are waiting to marry and have kids, while their dear old boomer parents, quite possibly divorced by now, were comparatively eager to settle down in their twenties.

Is there any common ground between these two demographics who, rivaling in size, are so often pitted against one another? Research shows that in fact, yes, in many ways millennials and boomers are similar, not only in values but in other matters including finance, living situations, and even online presence.

Renting — and Getting Roommates

Last year, home ownership rates in the U.S fell to a historic low, and while millennials — who are less likely to buy than previous generations — are partly to blame, the surging interest among boomers to rent rather than own mustn't be discounted.

A 2015 study by the Joint Center for Housing Studies at Harvard University found that families or married couples ages 45-64 accounted for roughly twice the share of renter growth as households under the age of 35.

Like millennials, boomers are affected by increasing rents in "hot housing markets. With renters paying increasingly higher rents than ever before, both millennials and boomers are having to adjust their definition of affordability. For example, boomers who grew up with 'the 30 percent rule,' find the new standards of rental prices to be especially unaffordable.

To manage high rent, baby boomers are increasingly open to living with roommates.

Interestingly, it's not just money concerns that motivate boomers to take on a roomie or two. Sometimes, social factors are at play.

Like millennials who choose to live with others for social reason, boomers do the same. In fact, we found that many boomers choose to share living accommodations even though they can afford to live alone.

For more information on apartments in Beaufort, SC, contact Ashton Pointe.

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NBC News


The Wealthy are Renting - Beaufort, SC

Joseph Coupal - Wednesday, February 01, 2017

Ashton Pointe Apartments, Beaufort, SCThe real estate market has adapted to consumer demands in recent years, moving towards more abundant options and amenities as well as an increase in rental availability. There are many reasons why wealthy couples, families and individuals are choosing to rent rather than purchase homes. Multiple factors are involved and the trend is likely to continue as the next generation of affluent Americans is drawn to the many advantages of pursuing options designed for luxury.

In a society that has come to favor time over money, people now prefer to minimize unneeded responsibilities and remove extra duties from their lives. A Business Insider article asserts that "Many high net worth individuals have properties in various locations and would rather skip the cost and maintenance associated with owning" which is one of multiple reasons wealthy Americans are renting. A shift in attitude is being seen towards ownership as people manage their net worth in a different way. The investment in freedom to choose a home based on personal criteria is now a very positive influence in current housing considerations.

Although the allure of ownership, and the equity that goes with it, is still common, the values have shifted over a number of years. U.S. Census Bureau data shows a 217% increase in the number of renter households earning more than $150,000 a year between 2005 and 2015. Put another way "For some it's a lifestyle choice, as renting is more popular thanks to the high-end apartment market phenomenon that's been spreading all over the U.S. in the last couple of years."

The rising housing costs and volatility of the market are encouraging people to choose the safer option of renting what they want, where they want it, without any of the risk involved. Also, cities are growing with new and different rental options becoming available. The conveniences available in new, high-end communities, combined with the ease of mobility that renting allows are considerable influences on affluent Americans choosing to sign a lease. Young adults are leading this trend as they seek out alternatives to owning and delay first-time home buying, sometimes indefinitely, because they prefer the new luxury rental accommodations that are rapidly becoming available.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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Yahoo Finance


Benefits of Living in Apartments with Kids - Beaufort, SC

Joseph Coupal - Wednesday, January 25, 2017
Ashton Pointe, Beaufort, SCHere are a collection of perspectives from renters with families on their experiences with the benefits to living in an apartment. This is what apartment dwellers with children do to make it work for them.

Family Time Abounds

There are several advantages to living in an apartment with school age kids. The biggest one was the fact that without the upkeep of a house, there is so much more extra time to spend quality and quantity time with the kids. Also, because there is no space to stash a lot of items, so you spend less money. If you don’t pay for a storage space, you must always consider where an item would fit before a purchase. Finally, the complex can have several amenities, including a pool, a playground, and an exercise facility. Therefore, there is easy access to free entertainment, which is something that every parent of a young child appreciates.

More Resources for Children

Cities often have wonderful resources for children that are not so easy to find in a small town. Search out the city's library. It will most likely have wonderful programs for children, such as "story times." This also gives the parent a chance to meet other parents who have young children and to make new friends.

A Quick Call to Maintenance

With young kids you can really appreciated the security of living in an apartment complex. If there was a plumbing problem or a broken appliance, a phone call took care of everything. You develop relationships with the management and maintenance staff, as well as our neighbors.

The Benefits of Cultural Diversity

There are a lot of advantages to city apartment dwelling.

  • No lawn care or housing repair costs
  • Extensive public transportation with no real need for a vehicle
  • Cheap and free cultural activities abound.
  • Cities tend to attract colleges, which mean free or cheap college events, babysitters, and adult evening classes.
  • In a city situation, you have neighborhoods. Visiting them is a great way to experience new foods and cultures without going far.
  • Ethnic neighborhoods sprout ethnic groceries as well, which tend to be cheaper on certain items.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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Downsizing to Apartments in Beaufort, SC

Joseph Coupal - Tuesday, January 17, 2017

Ashton Pointe apartments, Beaufort, SCIf you’re a retiree or empty-nester looking for a new home, you may be considering an apartment in Beaufort, SC. How do you know when it’s time to downsize and how do you do it the right way?

Retirees looking to downsize should consider the following:

1. Crunch the Numbers

The most important thing to consider when you’re deciding to rent is the cost. A smaller home often means smaller monthly payments or smaller maintenance costs.

2. Consider Your Lifestyle

If you’re retiring or an empty nester, you should ask yourself these questions – “What do I want to do?” “What do I enjoy doing in my free time? Golf, tennis, biking, and other outdoor activities?” “Do I prefer life in the city, with restaurants, theater, shopping, and cultural activities all within walking distance?” The answers may encourage you to find an apartment near the lifestyle you most want to enjoy.

3. Take Family into Account

Many people often choose to move or downsize because they want to be closer to family. If your family plays a big part in your daily lives it’s only fitting that you consider including them in your decision making process.

4. Simplify Your Stuff

Lastly, if you are seriously considering rightsizing, start going through your things now and declutter! This can be difficult, both emotionally and physically, especially if you’ve accumulated a lot of things over several years. It will help give you a better idea of what you need for space and storage in your next home. If you’re not sure how you’ll do in a smaller space, consider renting for a year or two to see how you like living in smaller quarters.

For more information on 2 bedroom apartments in Beaufort, SC, contact Ashton Pointe Apartments.

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KARE11


Should Millennials Buy Homes? Maybe Not - Beaufort, SC

Joseph Coupal - Tuesday, January 10, 2017

Ashton Pointe Apartments, Beaufort, SCAs the old saying goes, landlords get rich and renters stay poor. But this may not be true anymore.

On the other side of the debate are housing experts who have told The Wall Street Journal that, in the shadow of the Great Recession, the stigma of renting has faded.

It used to be that if you were an adult and didn’t own your own home, you were kind of a bum— but that image has been “blown into a million pieces.”

In an era of stagnant wages, tepid job growth and soaring student debt, just 35 percent of Americans under age 35 owned their homes in the third quarter of 2016.

Should you rent or own your home? It’s an age-old question that doesn’t always yield a straight answer.

The unsatisfying advice: It’s complicated. Perhaps the most important factor in the rent-vs-buy calculus is how long you plan to stay in one place.

The five-year rule: In general, housing experts say, if you plan to live in a property for less than five years, you’re wiser to rent. That’s because expenses such as closing costs and real estate commissions wipe out the modest appreciation you enjoy. If you’re going to stay for 10 years, you’ll almost certainly gain by owning.

Here’s a partial list of the cons of homeownership:

Con: You’re responsible for property taxes and insurance.

When you rent, those expenses are part of your monthly payment, and your landlord worries about them. While Florida’s property taxes are modest compared to other states, you can expect to pay about 2 percent of the value of your home every year.

Con: You’re on the hook for repairs.

Kitchens and bathrooms don’t last forever, and a kitchen redo can run into the tens of thousands of dollars. Roofs, windows and air conditioners wear out over time. Replacing these costs thousands of dollars. Appliances break, and you’re on the hook for them, too. If you’re a renter, maintenance is the landlord’s problem.

Con: Owning makes you less mobile.

If you’re tied down by a property here, you might not grab that lucrative job offer somewhere else.

Con: The financial benefits of owning are real, but they’re often overstated.

Here is a sobering example of paying $1,500 a month in rent for 30 years. You’ll blow $540,000 with nothing to show for it. How much will you have if you buy? Here’s a very rough example, with no adjustments for inflation and appreciation: Say you take the same $1,500 a month and apply it to a $250,000 house, with a $200,000 mortgage at 4.25 percent. You’ll spend $984 a month on principal and interest, and the other $516 a month might (or might not) cover property taxes, insurance, lawn care, pest control, the occasional pressure cleaning and those inevitable visits by plumbers, electricians and carpenters. Over the 30-year life of the mortgage, you’ll replace the roof twice, the AC twice, repaint the house three times, buy enough replacement appliances to fill a small warehouse, and you’ll renovate the kitchen and bathrooms, all of which’ll cost you $100,000. And don’t forget that $50,000 down payment you made back when you were young. You will have paid the same $540,000 over 30 years, and you’ll have a net gain of $100,000 to show for it. Not bad, but certainly not hedge fund money.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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Happy New Year 2017 from Ashton Pointe Apartments in Beaufort, SC!

Joseph Coupal - Thursday, January 05, 2017

Ashton Pointe Apartments in Beaufort, SCA fresh new year has arrived once again. It’s the time to be thankful for everything we have and for everything we have achieved in the past year. But it is also time to start new, start strong, and accomplish everything we want to do this year.

It is also time for us to say “Thank You” for our success last year. If you are an existing associate, we have enjoyed working with you. If we are just embarking on a new relationship with you in 2017, we look forward to the opportunity. We are excited for what we all can achieve in 2017.

The New Year stands before us, like a chapter in a book, waiting to be written. We can help write that story by setting goals. – Melody Beattie

Happy New Year from Ashton Pointe Apartments in Beaufort, SC!

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Finding the Ideal Place to Retire – Beaufort, SC

Joseph Coupal - Wednesday, December 28, 2016

Ashton Pointe Apartments in Beaufort, SCOnce you retire, you're free to head to the beach or golf course. In some cases, you can even dramatically reduce your cost of living or improve your quality of life with a single move. But you want to make sure that a retirement spot will continue to meet your needs as you age. Here are 10 tips for finding your ideal retirement spot:

Seek lower costs. If you can sell your house in an expensive city and move to a place where housing costs significantly less, you can use that influx of cash to help fund your retirement years. If the cost of living is lower, it can certainly let your retirement nest egg last a little longer.

Look for great amenities. Think about how you want to spend your retirement years, and make sure your retirement spot has the resources to allow you to do that. Look for golf courses, pools, fitness centers, parks or other amenities you would like to use. If you want to be pursuing your education, you might be looking for a college or other learning venues. If there are travel options you want to pursue, you are going to need to be near an airport or a train station.

Health care options are essential. Make sure any community you are considering has adequate medical facilities and doctors that are taking on new patients. If you have any ongoing medical condition, or propensity for a specific illness runs in your family, it can be useful to retire near medical professionals who specialize in treating it.

Calculate the tax impact. Taxes vary considerably by state, and you can often reduce your costs considerably by moving to a low-tax place. Take a look at how the state taxes pensions, Social Security and earned income, and also consider the sales tax, property tax and any special tax perks available for senior citizens. It's also important to realize that taxes pay for services, and there may be less help available to senior citizens in low-tax areas.

Aim for proximity to family and friends. Many people want to retire near their children and grandchildren. Family and friends can enrich your life in retirement and provide significant (and often free) help when you need it most. "If somebody has lived in the same place their whole life and that's where their social network is and where the people they depend on are, then it's much harder to pick up and build a new network of support where you don't know anybody and you have to start from scratch. If you do move to a new community away from your support system, you will need to create a new circle of friends. An activity like golf or bridge will get [you] into another social network.

Job opportunities. Americans are increasingly planning to work during the traditional retirement years. If a retirement career is part of your plan, you may want to line up a job opportunity before you make a move. A place that will enable you to do what you want to do with your post-retirement work career is very important. Some people have very portable skills where they could practice anywhere, while some people are more place-dependent.

Transportation options. Many seniors reach a point when they can't or no longer want to drive. Some cities have public transportation systems that give discounts or are even free for senior citizens, or low-cost van or cab services that will help seniors get to doctor's appointments.

Better weather. Some people seek retirement spots with warm weather so they can avoid winter, but you might find that you miss the change of seasons or that warm weather comes with its own challenges.

Test it out first. One way to be more certain that a retirement spot will be a good fit is to test it out by renting. When you first move to a place, it might seem wonderful, but once you have tried living in it, you might find that it doesn't really suit your needs. There's nothing like actually living in a place to know all its little eccentricities and ins and outs.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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Happy Holidays from Ashton Pointe Apartments in Beaufort, SC

Joseph Coupal - Tuesday, December 20, 2016
Ashton Pointe apartments in Beaufort, SCIt is once again "end-of-year" blog post reflection time.  If you are reading this blog post, you care enough about us and our business to invest a minute or two reading here.  That means a lot to us.  The primary reason for this blog is to educate and inform our readers; as an ongoing act of giving thanks for the privilege of earning your continued trust and continued professional partnerships. So we're glad you're here.

We reflect today on the blessings that so many of you bring to both our personal and professional lives. Over the course of 2016, we hope that we have made a difference in many personal and professional lives. This is the true essence and a key measure of professional reward and business success.

It is our sincere wish that all of you bask in the joy of reflection and within the warm confines of family and friends throughout this Holiday season and throughout 2017. Cheers!

Happy Holidays!

-from all of us here at Ashton Pointe Apartments in Beaufort, SC.

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How to Decide Whether to Rent or Buy Your Home – Beaufort, SC

Joseph Coupal - Thursday, December 15, 2016
Ashton Pointe, Beaufort, SCHomeownership is commonly considered a sign of success, but in some cases, it can actually work against your financial goals. This is an article written by a financial planner that we thought we would share with you.

While buying and renting can both be good options under the right circumstances, I tend to believe people underestimate the hassle of owning and the benefits of renting because they are hardwired to do so.

Let's face it: most of us have a deep-rooted feeling that homeownership equals success and buying equals progress. Renting, on the other hand, is often seen as a form of failure—or even "settling." If you can't afford to buy, you just rent because you need a place to live, right?

I think this line of thinking is dangerous, and I share this opinion with my clients often.

Before you commit to buying, it's important to note why you're doing it in the first place. If you're considering a home purchase to appear successful, you're setting yourself up for failure. If you're shopping for a home because you feel like it's a natural next step, you're making a mistake.

The Case for Renting

Renting may not feel like progress, but that doesn't mean it's not the right move for you. The fact is, renting comes with a ton of huge benefits, including:

1. Flexibility. 

Maybe you prefer to move around, seeing new neighborhoods and cities. No matter what, it's hard to put a dollar value on that experience and enjoyment. In addition, if you anticipate a career or job change, renting might suit you better, as buying a home can hinder your flexibility to pick up and move.

2. Avoiding homeownership costs.

Homeowners are painfully familiar with unforeseen and often hefty costs such as furnishing, decorating, leaky pipes, landscaping, general maintenance—you name it. As a tenant, you enjoy the perks of your home without the worrisome financial burden.

3. Liquidity.

Generally, you can't turn a house into cash overnight. Many people invest their life savings into a home, putting the bulk of their net worth into an illiquid asset. Risk comes with tying up a large portion of your wealth in such an asset. Renting allows you flexibility and other investment options.

4. Building credit.

As consumers, we need a healthy credit score for pretty much everything we do, from getting a new cell phone plan to buying a car. While renting doesn't boost your credit rating like owning a home might, creating a history of on-time rental payments can, in some cases, help build your credit to qualify for a mortgage down the road. This history begins when (and if) your landlord reports your payment data to credit agencies. Third-party services can help you report this information on your behalf.

For more information on apartments in Beaufort, SC, contact Ashton Pointe Apartments.

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excerpts - Kiplinger



Ashton Pointe Apartment Homes

100 Ashton Pointe Boulevard, Beaufort, SC 29906

Call: 844-820-6515
Email UsAshtonPointe.PropertySite.HHHunt@aptleasing.info
View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: CLOSED

$963-$1233