Ashton Pointe Apartment Homes

100 Ashton Pointe Boulevard, Beaufort, SC 29906
Call: 844-820-6515 Email UsAshtonPointe.PropertySite.HHHunt@aptleasing.info View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P - 5P

$963-$1233

Apartment Homes Beaufort SC Blog

4 Reasons to Rent

Joseph Coupal - Thursday, July 06, 2017

Ashton Pointe, Beaufort, SCBuying a home is part of the American Dream, but that doesn't necessarily mean it's the best choice for you.

For decades, the conventional wisdom has been that buying a house makes much better financial sense than renting one. After all, you'll have to spend a large chunk of your income on housing either way, so doesn't it make more sense to invest that money in something you'll eventually own, rather than simply forking cash over to someone else?

However, a number of factors can make renting a much wiser financial decision than buying. Here are four good reasons why it may be smarter for you to rent instead of buy.

1. You're not staying in the home very long

The sooner you intend to move, the less sense it makes to buy.

If you plan to stay put for less than two years, then buying a house would be a poor investment. In such a sort amount of time, the home likely wouldn't gain enough value to make up for the costs of buying and selling it, like realtor commissions, closing fees, moving expenses, and so on. And don't forget that buying or selling a house is a huge hassle compared to switching from one rental to another.

2. You're in an inflated housing market

Some parts of the country are prohibitively expensive to live in. Coming up with a down payment for a $500,000 house is considerably harder than coming up with a down payment for a $150,000 house. But what makes certain highly desirable urban areas really problematic is that home prices in these areas can be driven steeply upward by the high demand. Not only would you have to pay an inflated price for the house, which makes it harder for you to turn around and sell it for a gain in a few years, but you'd also have to pay far more each month as a homeowner than you would as a renter for the same amount of house.

3. Your income isn't secure

If you're not confident in your job security, then now is not the time to make a huge purchase like a new house.

If you suddenly lose a major source of income, then you may need to cut your housing costs in order to get by. That's a relatively quick and painless process if you're renting; you might pay a fee to end your lease early, but you could move to a cheaper home in a matter of days. If you own your home, then a career crisis could force you to sell your house at a bad time; it may take months to find a buyer, or you might end up selling the house for less than you paid for it.

4. You have no savings

If an emergency savings account is important for a renter, it's absolutely crucial for a homeowner. As a renter, if something goes wrong with the house, you can simply call the landlord, who will have to pay to fix the problem. As a homeowner, all the expense lands squarely on your shoulders. Even if nothing expensive breaks down on you, homeowners have ongoing additional costs such as homeowner's insurance and property taxes.

If you don't budget for such expenses or run short one month, you may end up having to tap into savings to pay for them. And if you don't have a well-funded savings account, you may be forced to turn to credit cards -- and that repair bill will be made even more expensive by interest and possibly fees.

Also don't forget that ponying up a down payment will take a big bite out of your savings. You'll need to make sure you still have a solid emergency fund after you've paid out the down payment and the cost of moving. After all, what's the point of buying home if you'll be too busy fretting about expenses to enjoy it?

For more information on apartments in Beaufort, SC, contact Ashton Pointe.

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The Motley Fool


Rent or buy? Baby Boomers Want Less Responsibility

Joseph Coupal - Thursday, June 29, 2017

Ashton Pointe, Beaufort, SCMillennials may be known as the “renter generation,” but they’re apparently not the only group that’s showing increased interest in the rental market.

Instead of putting money down on a smaller house when they’ve outgrown their current living quarters, more Baby Boomers are keeping their options open and examining the benefits of living in a rental.

According to data from ApartmentList.com, the population of Baby Boomer renters increased by 34 percent from 2007 to 2008. The trend was recognized as one of the drivers of a 4.3 million increase in the number of renter households in the U.S. from 2005 to 2015.

But cost is unlikely the main appeal for older home-hunters.

In an analysis of monthly costs by GoBankingRates.com, there is a long list of states in which it’s cheaper to rent a home than purchase one.

Many Boomers are moving in the direction of renting just to “give themselves a break.”

Renting is just an option for them that alleviates the pressure and allows them to breathe for a little bit. The thought of renting, psychologically, is a reprieve for them.

Renters, for example, have fewer worries about maintenance outside their walls. And, depending on the unit’s size, Boomers may be able to get all the luxury they want in a smaller space and with fewer stairs.

When weighing the perceived benefits of renting, people should think of their financial future, rather than the present.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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nj1015.com


South Carolina Low Country Popular with Boomers

Joseph Coupal - Wednesday, June 21, 2017

Ashton Pointe, Beaufort, SCSouth Carolina has experienced rapid growth in the last 30 years, much of it from retirees seeking a warmer climate and lower cost of living. As more and more baby boomers begin to retire that trend is certain to continue. Retirees have been moving into all parts of the state, the area in the southwest low country, but near Hilton Head has experienced the most explosive growth.

South Carolina's population is growing. Some of that growth is coming from retirees entering the state. Obviously the housing market crash has impacted sales and prices in 55+ and active adult communities in SC, but probably less so than for the housing market in general. For the record, South Carolina has an income tax maximum rate of 7%, people over 65 get some significant exemptions.

Thanks to the great success of Hilton Head Island as a vacation and retirement spot, the entire southwestern area of the state is now a retirement hot bed. Part of the attraction is the many rivers and bays are in the area, making waterfront living possible for many people at somewhat reasonable prices. Here we will take a look at the various areas near Hilton Head.

Bluffton. This is a much nicer town, located on a bluff overlooking the May River. In this old town near the river you can discover art and antique galleries and the Riverfront Pocket Park and Garden. The area is famous for its Bluffton oysters, and in town the oldest continuous oyster-shucking facility in South Carolina is a local attraction. Bluffton also hosts a number of active adult communities, including some huge ones.

Beaufort. Just north of Hilton Head is another classic southern town, Beaufort. Horse-drawn carriages roll along streets in the town’s charming historic district that are overhung with Spanish moss. The area offers a laid back atmosphere that most people find very relaxing. Beaufort has 304 acres of the town designated as a National Historic Landmark. Many active adult communities radiate from town.

Other Towns in the region. The region is dotted with active adult communities to explore. Some of the other small towns in the Southwest Low Country include Laurel Bay, Burton, and Shell Point.

What People Like about this area of SC:

  • Mild winter climate
  • Being near the coast, bays, and rivers
  • Cachet and prestige of Hilton Head
  • Brand new,master-planned developments
  • Outstanding recreation such as golf, tennis, fishing, boating
  • Many of the towns are charming

This part of SC is definitely one of the best retirement regions in the world. For more information on apartments in Beaufort, SC contact Ashton Pointe.

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topretirements.com


Beaufort, SC is a Top Retirement Spot in the US

Joseph Coupal - Thursday, June 15, 2017

Ashton Pointe, Beaufort, SCWhere are the best places to retire in the U.S.? According to John Brady, founder of TopRetirements.com, the absolute best cities and towns for older Americans have good weather, access to health care, low property taxes, and a certain “wow” factor. Throw in access to adult education, cultural activities, job opportunities for older Americans, low housing costs and income-tax rates, low crime rate, and good walkability and livability — and you get a list of both well-known and lesser-known cities and towns that retirees might fancy.

6. Beaufort, S.C.

Beaufort, a city of just 12,000, and is a “big retirement destination,” especially for those who like charm, history and golf (you won’t be far from Hilton Head). According to Brady, 304 acres of this charming town in South Carolina’s Low Country have been designated a National Historic Landmark. Plus, Beaufort has a diverse economy — the University of South Carolina has a branch here. Another advantage: South Carolina is an income-tax-friendly state for retirees. Of course, there are some blemishes: if you fancy living in a big city, this might not be the place for you; it is a small town. (It was once named the “Best Small Southern Town” by Southern Living magazine.) People looking for urban excitement might find this golf- and boating-oriented area boring after a while.

For more information on apartments in Beaufort, SC, contact Ashton Pointe.

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beaufortsc.org


Beaufort, SC is One of the Best College Towns to Live in Forever

Joseph Coupal - Wednesday, May 31, 2017

Ashton Pointe, Beaufort, SCCollege towns are great for more than just the time while you are in school. Many of them have a thriving economy and culture that make them perfect for a long-term commitment to the area. After you are done with your time on campus what factors become more important? Things like community, neighborhoods, schools, these important aspects become pivotal when choosing a place to reside. There are many cities and towns across the country that strive to retain their alumni, Beaufort, SC is on our list.

10. Beaufort, SC

Beaufort is the quintessential southern town and the location of the University of South Carolina Beaufort. The city’s claim to fame is serving as the filming location for the iconic classic Forrest Gump. It is also located just few miles from Hilton Head Island. Beaufort also has an amazing arts and cultural scene. There is a strong military presence in the area with a Marine Corps recruitment depot, a Marine Corps air station, and a naval hospital. The University of South Carolina Beaufort is known for its beautiful and expansive campus. It also ranks among the top colleges in the south with superior programs in foreign language, liberal studies, and education.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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collegeranker.com


South Carolina is a Great Place to Retire

Joseph Coupal - Wednesday, May 24, 2017

Ashton Pointe, Beaufort, SCWhere to retire is a deeply personal decision that no one else can make for you. However, if you haven't already settled on a destination, a comprehensive analysis of your options can help narrow your search.

We rated all 50 states based on quantifiable factors that are important to many retirees. Our rankings favored states that are affordable—especially in terms of lower taxes on retirees and lower health care costs. Then we took health into account—both the economic health of each state and the overall health of the population. Finally, we rewarded states with relatively prosperous populations of residents age 65 and up.

We ranked 10 states in the top rankings for retirement destinations. They offer a wide diversity of climates and lifestyles, so you're likely to find one that suits your tastes. Of course, states are big places, so we narrowed the search even more for you. Within each, we identified a city or two that should hold particular appeal to retirees.

#6 South Carolina

Population: 4.7 million
Share of population 65+: 14.7%
Cost of living: 12% below the U.S. average
Average income for 65+ households: $39,985
Average health care costs for a retired couple: Below average at $373,631
South Carolina's tax rating for retirees: Tax Friendly

If the mild weather and southern charm of the Palmetto State isn't enough of a retirement draw for you, surely the affordability can tempt you. On top of well-below-average living costs, the tax situation goes easy on a fixed income, too. South Carolina doesn't tax Social Security benefits and offers generous exemptions on other types of retirement income. It also does not levy an inheritance or estate tax. Property taxes tend to be very low.

For more information on apartments in Charleston, SC, contact Abberly at West Ashley.

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Kiplinger


South Carolina is One of the Best States to Find a Job

Joseph Coupal - Wednesday, May 17, 2017

Ashton Pointe, Beaufort, SCSome states are adding jobs much faster than others. CNBC knows, because we've been measuring job creation in all 50 states for 10 years in our annual America's Top States for Business study.

Job growth is a key metric in our Economy category, measuring employment increases over the previous 12 months based on seasonally adjusted nonfarm payroll numbers from the United States Bureau of Labor Statistics. That means we've been measuring job growth since June of 2006. Past performance is no guarantee of future results, but these 10 states have been the best places to find a job over the last 10 years.

South Carolina didn't experience the overbuilding that many of its neighbors did during the housing boom, But the overall economic crisis still hit hard-and it hit the state earlier than most. That has made for easier comparisons as the recovery rumbled along, bit SC has also benefited from a surging health-care sector that continues to add jobs.

#10 South Carolina

2006-2016 Job Growth 8.28%
Net jobs added: 156.200
Key industries: Healthcare, manufacturing
10-year Tops States Economy Rank: No. 40

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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CNBC


Beaufort, SC has Been Named One of 10 Best Places to Retire

Joseph Coupal - Thursday, May 11, 2017

Ashton Pointe, Beaufort, SCWhere are the best places to retire in the U.S.? According to John Brady, founder of TopRetirements.com, the absolute best cities and towns for older Americans have good weather, access to health care, and a certain “wow” factor. Throw in access to adult education, cultural activities, job opportunities for older Americans, low housing costs and income-tax rates, low crime rate, and good walkability and livability — and you get a list of both well-known and lesser-known cities and towns that retirees might fancy.

6. Beaufort, S.C.

Beaufort, a city of just 12,000, is described as a “big retirement destination,” especially for those who like charm, history and golf (you won’t be far from Hilton Head). Also, 304 acres of this charming town in South Carolina’s Low Country have been designated a National Historic Landmark. Plus, Beaufort has a diverse economy — the University of South Carolina has a branch here. Another advantage: South Carolina is an income-tax-friendly state for retirees. Of course, there are some blemishes: if you fancy living in a big city, this might not be the place for you; it is a small town. (It was once named the “Best Small Southern Town” by Southern Living magazine.) People looking for urban excitement might find this golf- and boating-oriented area boring after a while.

For more information on apartments in Beaufort, SC, contact Ashton Pointe.

#HowYouLive

beaufortsc.org


Beaufort, SC, One of the Best Places To Retire In South Carolina

Joseph Coupal - Thursday, April 27, 2017

Ashton Pointe, Beaufort, SCWhen it’s time to put away your work shoes for good, there are no better places in the Palmetto State to spend your golden years than these.

South Carolina: land of beaches, lazy days, warm weather, golf, and, of course, the home state of jazz musician Dizzy Gillespie, the epitome of smooth, relaxing music. In short, South Carolina is a retiree’s dream. Obviously, some places in the state are going to be better for retiring than others.

How We Created This Ranking

We know you’ve worked hard, perhaps for most of your life; so now that it’s coming time to (finally!) retire, we’re taking the work out of it for you. We came up with five measurable criteria to pinpoint precisely which places in South Carolina would be the best for your every retirement need:

  • Cost of living (high)
  • Crime rate (low)
  • Weather (average summer temperature and air quality)• Ease of travel (distance to nearest international airport)
  • Retiree amenities per capita (healthcare, adult education, dining, shopping, libraries, arts & entertainment)

#7 Beaufort

After Charleston, Beaufort is the oldest city in South Carolina, permeating every part of life in this city with a feeling of charm, tradition, and historic character with its antebellum architecture. Apart from being just a treasure to behold, this city is a wonderful place to live in, particularly for retirees.

In fact, out of all of the places we looked at, Beaufort ranked third for its number of retiree amenities per capita, like the public library, the Habersham Marketplace, and so many delicious restaurants you’ll have dinner plans for weeks. Beaufort also ranked third for its warm summer temperatures and clean air score of 41, and ranked sixth for a cost of living score of 96.

For more information on apartments in Beaufort, SC, contact Ashton Pointe.

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movoto.com


Best States to Find a Job – Beaufort, SC

Joseph Coupal - Thursday, April 20, 2017

Ashton Pointe apartments, Beaufort, SCSome states are adding jobs much faster than others. CNBC knows, because we've been measuring job creation in all 50 states for 10 years in our annual America's Top States for Business study.

Job growth is a key metric in our Economy category, measuring employment increases over the previous 12 months based on seasonally adjusted nonfarm payroll numbers from the United States Bureau of Labor Statistics. That means we've been measuring job growth since June of 2006. Past performance is no guarantee of future results, but these 10 states have been the best places to find a job over the last 10 years.

South Carolina didn't experience the overbuilding that many of its neighbors did during the housing boom, But the overall economic crisis still hit hard-and it hit the state earlier than most. That has made for easier comparisons as the recovery rumbled along, bit SC has also benefited from a surging health-care sector that continues to add jobs.

#10 South Carolina

2006-2016 Job Growth 8.28%
Net jobs added: 156.200
Key industries: Healthcare, manufacturing
10-year Tops States Economy Rank: No. 40

For more information on apartments in Beaufort, SC contact Ashton Pointe.

#HowYouLive
CNBC



Ashton Pointe Apartment Homes

100 Ashton Pointe Boulevard, Beaufort, SC 29906

Call: 844-820-6515
Email UsAshtonPointe.PropertySite.HHHunt@aptleasing.info
View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: CLOSED

$963-$1233