Ashton Pointe Apartment Homes

100 Ashton Pointe Boulevard, Beaufort, SC 29906
Call: (877) 873-4774 Email UsAshtonPointe001@myLTSMail.com View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P - 5P

$963-$1233

Apartment Homes Beaufort SC Blog

Baby Boomer Retirement Plan: Downsize – Beaufort, SC

Joseph Coupal - Wednesday, March 22, 2017

Ashton Pointe, Beaufort, SCBaby Boomers are increasingly downsizing and opting out of homeownership entirely in order to prepare for retirement, according to a new study from Bank of America Merrill Lynch.

The survey pointed out that tens of millions of Baby Boomers will soon migrate into retirement, and could soon modify family spending, continue working or downsize or relocate their home.

In fact, three out of four Baby Boomers answered they would downsize their home to lower ongoing costs and for the benefit from the equity. Another 67% said they would be willing to move to a less expensive location.

But many Baby Boomers also said they were willing to give up homeownership entirely. The study showed 47% would consider selling their home and renting an apartment.

Although we are all challenged to fund our longer lives, this suite of studies has repeatedly revealed that Americans remain quite hopeful and are willing to consider a wide range of course corrections in order to enjoy a secure retirement.

A study last summer by Freddie Mac showed that, because older generations are downsizing, they are actually pushing Millennials out of the housing market. And for those who aren’t downsizing, they seem to be abandoning the American Dream as Baby Boomers begin moving into the apartments and urban areas.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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housingwire


South Carolina is a Great Place to Retire – Beaufort, SC

Joseph Coupal - Thursday, March 16, 2017

Ashton Pointe, Beaufort, SCWhere to retire is a deeply personal decision that no one else can make for you. However, if you haven't already settled on a destination, a comprehensive analysis of your options can help narrow your search.

We rated all 50 states based on quantifiable factors that are important to many retirees. Our rankings favored states that are affordable—especially in terms of lower taxes on retirees and lower health care costs. Then we took health into account—both the economic health of each state and the overall health of the population. Finally, we rewarded states with relatively prosperous populations of residents age 65 and up.

We ranked 10 states in the top rankings for retirement destinations. They offer a wide diversity of climates and lifestyles, so you're likely to find one that suits your tastes. Of course, states are big places, so we narrowed the search even more for you. Within each, we identified a city or two that should hold particular appeal to retirees.

#6 South Carolina

Population: 4.7 million
Share of population 65+: 14.7%
Cost of living: 12% below the U.S. average
Average income for 65+ households: $39,985
Average health care costs for a retired couple: Below average at $373,631
South Carolina's tax rating for retirees: Tax Friendly

If the mild weather and southern charm of the Palmetto State isn't enough of a retirement draw for you, surely the affordability can tempt you. On top of well-below-average living costs, the tax situation goes easy on a fixed income, too. South Carolina doesn't tax Social Security benefits and offers generous exemptions on other types of retirement income. It also does not levy an inheritance or estate tax. Property taxes tend to be very low.

Hilton Head Island is a popular retirement spot, but Myrtle Beach is generally more affordable. Both places offer ample amounts of golfing, beach bumming and water activities.

For more information on apartments in Beaufort, SC, contact Ashton Pointe.

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Kiplinger


Is Well-Being Important to You? Live in an Apartment in Beaufort, SC

Joseph Coupal - Wednesday, March 08, 2017

Ashton Pointe apartments, Beaufort, SCGallup and Healthways have released the State of American Well-Being: 2016 Community Well-Being Rankings report, which highlights important trends in health and well-being within communities across the nation.

Naples-Immokalee-Marco Island, FL, tops the rankings for a second consecutive year. Barnstable Town, MA was number two, followed by Santa Cruz-Watsonville, CA.

Many high well-being communities hail from California (seven in the top 25), Colorado (three), Texas (three), Florida (two) and Virginia (two).

Communities are uniquely positioned to promote well-being improvement by transforming policies and environment so that people move naturally, eat wisely, connect, and have the right outlook—all of which can lead to living longer, better.

The Gallup-Healthways State of American Well-Being 2016 Community Rankings was released on Tuesday. The report measures how residents of 189 U.S. cities feel about their physical health, social ties, financial security, community and sense of purpose.

Residents report having good physical health, feeling proud about their community, enjoying good relationships and liking what they do each day.

You may think that has a lot to do with living in a scenic, affluent beach community, but those factors don't influence the score as much as you’d expect. Income matters, but it doesn’t ensure high well-being.

The top 10 U.S. communities with the highest well-being are:

  1. Naples–Immokalee–Marco Island, Florida
  2. Barnstable Town, Massachusetts
  3. Santa Cruz–Watsonville, California
  4. Honolulu, Hawaii
  5. Charlottesville, Virginia
  6. North Port–Sarasota–Bradenton, Florida
  7. San Luis Obispo–Paso Robles, California
  8. Lynchburg, Virginia
  9. Hilton Head Island–Bluffton-Beaufort, South Carolina
  10. Boulder, Colorado

For more information on apartments in Beaufort, SC, contact Ashton Pointe.

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well-beingindex.com


Should Active Military Members Rent or Own? - Beaufort, SC

Joseph Coupal - Wednesday, March 01, 2017

Ashton Pointe, Beaufort, SCDeciding when to take the home-buying plunge can be tough. For military members and their families, the unique nature of their service often adds a new layer of consideration.

Here are a few key things to consider.

1. Frequent relocation

Active-duty military personnel move frequently, often once every two to three years. Prospective buyers should be comfortable with the idea of turning around and reselling a property or renting it out—and the possibility of neither of those coming to pass.

Talk with real estate agents and other experts to get a feel for the local housing market and near-term trends. You might have no problem selling the home or finding renters in your particular community, but there are no guarantees.

Even if your Permanent Change of Station (PCS) moves you across the country, you’re still on the hook for that new mortgage payment. Short sales and foreclosures can wreck your credit and put home buying out of reach for years. So it’s not a decision to take lightly.

2. Costs of renting vs. buying

Do your homework, and get a clear sense of what’s likely to cost more. Paying a mortgage is may be cheaper than renting in some U.S. markets, but every buyer’s situation is different. A good lender can help you get pre-approved and run realistic affordability numbers.

Keep in mind homeownership comes with costs that renters don’t typically face, like maintenance, lawn care, appliance repairs, and more. And buying with $0 down means you’ll start life as a homeowner with little to no equity.

3. Wants and needs

Homeownership offers a lot of freedom, but it also comes with significant responsibility. Take stock of your priorities to see where you land. How important is it for you to personalize your space? Do you enjoy home and yard maintenance? How do you feel about paying for them?

Owning a home means you can’t call the landlord to fix a broken pipe or replace the water heater. Renting means you’re building equity for someone else.

In the end, there isn’t a one-size-fits-all answer. Buying a home evokes thoughts of long-term stability that are sometimes at odds with the unpredictability of the military lifestyle.

Still, there’s something to be said for the sense of pride and independence that come along with homeownership. Think long and hard about what’s right for you, and get good information from real estate and mortgage experts you trust.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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Realtors.com


Buy or Rent? How to Decide which Is Best for You – Beaufort, SC

Joseph Coupal - Wednesday, February 15, 2017

Ashton Pointe, Beaufort, SCShould you buy or rent? Most people ask themselves this question and there’s no clear correct answer. Before you give up in frustration, take some time to ask yourself the following questions.

How Stable Is Your Lifestyle?

Are you the kind of person who likes to stay in one place, or do you like to move around? If your life is stable and you want to put down roots, buying a home is probably a good idea. If you are looking to move around or you are willing to pick up stakes for your job, you should consider renting.

What Are Your Plans for the Near Future?

Your plans for the near future are also very important in this decision. If you are planning on expanding your family it might be a good idea to buy a home that’s bigger than most apartments. Likewise, if you are planning to move soon, you’ll want to rent.

What’s Important to You?

You should also take a few moments to consider what’s important for you in terms of a living situation. Do you like privacy, stability, and the feeling of owning your own home? If so, then you’ll want to buy. Do you prefer amenities, a community, and putting the responsibility for home care and maintenance in the hands of professionals? That might mean you want to rent. There’s not a right or wrong answer here, so take some time to come to your own conclusion.

Who Is Helping You?

Finally, think about who’s helping you to make this choice. If you work with professionals, you’ll have a better chance to see more properties and make a more informed decision. One of the worst moves you can make when making this decision is to rush forward without enough information. Always make sure you let a real estate professional help you in your search.

Deciding whether to rent or buy is always a deeply personal decision. Take some time and think things over, then work with a professional to help you find a living situation that suits your lifestyle.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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rismedia.com


Baby Boomers Are Renting and Living Like Millennials – Beaufort, SC

Joseph Coupal - Tuesday, February 07, 2017

Ashton Pointe, Beaufort, SCBaby boomers and millennials — could they be more different? The former are in or nearing retirement, while the other group is ambitiously rising in the workforce. Many millennials are waiting to marry and have kids, while their dear old boomer parents, quite possibly divorced by now, were comparatively eager to settle down in their twenties.

Is there any common ground between these two demographics who, rivaling in size, are so often pitted against one another? Research shows that in fact, yes, in many ways millennials and boomers are similar, not only in values but in other matters including finance, living situations, and even online presence.

Renting — and Getting Roommates

Last year, home ownership rates in the U.S fell to a historic low, and while millennials — who are less likely to buy than previous generations — are partly to blame, the surging interest among boomers to rent rather than own mustn't be discounted.

A 2015 study by the Joint Center for Housing Studies at Harvard University found that families or married couples ages 45-64 accounted for roughly twice the share of renter growth as households under the age of 35.

Like millennials, boomers are affected by increasing rents in "hot housing markets. With renters paying increasingly higher rents than ever before, both millennials and boomers are having to adjust their definition of affordability. For example, boomers who grew up with 'the 30 percent rule,' find the new standards of rental prices to be especially unaffordable.

To manage high rent, baby boomers are increasingly open to living with roommates.

Interestingly, it's not just money concerns that motivate boomers to take on a roomie or two. Sometimes, social factors are at play.

Like millennials who choose to live with others for social reason, boomers do the same. In fact, we found that many boomers choose to share living accommodations even though they can afford to live alone.

For more information on apartments in Beaufort, SC, contact Ashton Pointe.

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NBC News


The Wealthy are Renting - Beaufort, SC

Joseph Coupal - Wednesday, February 01, 2017

Ashton Pointe Apartments, Beaufort, SCThe real estate market has adapted to consumer demands in recent years, moving towards more abundant options and amenities as well as an increase in rental availability. There are many reasons why wealthy couples, families and individuals are choosing to rent rather than purchase homes. Multiple factors are involved and the trend is likely to continue as the next generation of affluent Americans is drawn to the many advantages of pursuing options designed for luxury.

In a society that has come to favor time over money, people now prefer to minimize unneeded responsibilities and remove extra duties from their lives. A Business Insider article asserts that "Many high net worth individuals have properties in various locations and would rather skip the cost and maintenance associated with owning" which is one of multiple reasons wealthy Americans are renting. A shift in attitude is being seen towards ownership as people manage their net worth in a different way. The investment in freedom to choose a home based on personal criteria is now a very positive influence in current housing considerations.

Although the allure of ownership, and the equity that goes with it, is still common, the values have shifted over a number of years. U.S. Census Bureau data shows a 217% increase in the number of renter households earning more than $150,000 a year between 2005 and 2015. Put another way "For some it's a lifestyle choice, as renting is more popular thanks to the high-end apartment market phenomenon that's been spreading all over the U.S. in the last couple of years."

The rising housing costs and volatility of the market are encouraging people to choose the safer option of renting what they want, where they want it, without any of the risk involved. Also, cities are growing with new and different rental options becoming available. The conveniences available in new, high-end communities, combined with the ease of mobility that renting allows are considerable influences on affluent Americans choosing to sign a lease. Young adults are leading this trend as they seek out alternatives to owning and delay first-time home buying, sometimes indefinitely, because they prefer the new luxury rental accommodations that are rapidly becoming available.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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Yahoo Finance


Benefits of Living in Apartments with Kids - Beaufort, SC

Joseph Coupal - Wednesday, January 25, 2017
Ashton Pointe, Beaufort, SCHere are a collection of perspectives from renters with families on their experiences with the benefits to living in an apartment. This is what apartment dwellers with children do to make it work for them.

Family Time Abounds

There are several advantages to living in an apartment with school age kids. The biggest one was the fact that without the upkeep of a house, there is so much more extra time to spend quality and quantity time with the kids. Also, because there is no space to stash a lot of items, so you spend less money. If you don’t pay for a storage space, you must always consider where an item would fit before a purchase. Finally, the complex can have several amenities, including a pool, a playground, and an exercise facility. Therefore, there is easy access to free entertainment, which is something that every parent of a young child appreciates.

More Resources for Children

Cities often have wonderful resources for children that are not so easy to find in a small town. Search out the city's library. It will most likely have wonderful programs for children, such as "story times." This also gives the parent a chance to meet other parents who have young children and to make new friends.

A Quick Call to Maintenance

With young kids you can really appreciated the security of living in an apartment complex. If there was a plumbing problem or a broken appliance, a phone call took care of everything. You develop relationships with the management and maintenance staff, as well as our neighbors.

The Benefits of Cultural Diversity

There are a lot of advantages to city apartment dwelling.

  • No lawn care or housing repair costs
  • Extensive public transportation with no real need for a vehicle
  • Cheap and free cultural activities abound.
  • Cities tend to attract colleges, which mean free or cheap college events, babysitters, and adult evening classes.
  • In a city situation, you have neighborhoods. Visiting them is a great way to experience new foods and cultures without going far.
  • Ethnic neighborhoods sprout ethnic groceries as well, which tend to be cheaper on certain items.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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stretcher.com


Downsizing to Apartments in Beaufort, SC

Joseph Coupal - Tuesday, January 17, 2017

Ashton Pointe apartments, Beaufort, SCIf you’re a retiree or empty-nester looking for a new home, you may be considering an apartment in Beaufort, SC. How do you know when it’s time to downsize and how do you do it the right way?

Retirees looking to downsize should consider the following:

1. Crunch the Numbers

The most important thing to consider when you’re deciding to rent is the cost. A smaller home often means smaller monthly payments or smaller maintenance costs.

2. Consider Your Lifestyle

If you’re retiring or an empty nester, you should ask yourself these questions – “What do I want to do?” “What do I enjoy doing in my free time? Golf, tennis, biking, and other outdoor activities?” “Do I prefer life in the city, with restaurants, theater, shopping, and cultural activities all within walking distance?” The answers may encourage you to find an apartment near the lifestyle you most want to enjoy.

3. Take Family into Account

Many people often choose to move or downsize because they want to be closer to family. If your family plays a big part in your daily lives it’s only fitting that you consider including them in your decision making process.

4. Simplify Your Stuff

Lastly, if you are seriously considering rightsizing, start going through your things now and declutter! This can be difficult, both emotionally and physically, especially if you’ve accumulated a lot of things over several years. It will help give you a better idea of what you need for space and storage in your next home. If you’re not sure how you’ll do in a smaller space, consider renting for a year or two to see how you like living in smaller quarters.

For more information on 2 bedroom apartments in Beaufort, SC, contact Ashton Pointe Apartments.

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KARE11


Should Millennials Buy Homes? Maybe Not - Beaufort, SC

Joseph Coupal - Tuesday, January 10, 2017

Ashton Pointe Apartments, Beaufort, SCAs the old saying goes, landlords get rich and renters stay poor. But this may not be true anymore.

On the other side of the debate are housing experts who have told The Wall Street Journal that, in the shadow of the Great Recession, the stigma of renting has faded.

It used to be that if you were an adult and didn’t own your own home, you were kind of a bum— but that image has been “blown into a million pieces.”

In an era of stagnant wages, tepid job growth and soaring student debt, just 35 percent of Americans under age 35 owned their homes in the third quarter of 2016.

Should you rent or own your home? It’s an age-old question that doesn’t always yield a straight answer.

The unsatisfying advice: It’s complicated. Perhaps the most important factor in the rent-vs-buy calculus is how long you plan to stay in one place.

The five-year rule: In general, housing experts say, if you plan to live in a property for less than five years, you’re wiser to rent. That’s because expenses such as closing costs and real estate commissions wipe out the modest appreciation you enjoy. If you’re going to stay for 10 years, you’ll almost certainly gain by owning.

Here’s a partial list of the cons of homeownership:

Con: You’re responsible for property taxes and insurance.

When you rent, those expenses are part of your monthly payment, and your landlord worries about them. While Florida’s property taxes are modest compared to other states, you can expect to pay about 2 percent of the value of your home every year.

Con: You’re on the hook for repairs.

Kitchens and bathrooms don’t last forever, and a kitchen redo can run into the tens of thousands of dollars. Roofs, windows and air conditioners wear out over time. Replacing these costs thousands of dollars. Appliances break, and you’re on the hook for them, too. If you’re a renter, maintenance is the landlord’s problem.

Con: Owning makes you less mobile.

If you’re tied down by a property here, you might not grab that lucrative job offer somewhere else.

Con: The financial benefits of owning are real, but they’re often overstated.

Here is a sobering example of paying $1,500 a month in rent for 30 years. You’ll blow $540,000 with nothing to show for it. How much will you have if you buy? Here’s a very rough example, with no adjustments for inflation and appreciation: Say you take the same $1,500 a month and apply it to a $250,000 house, with a $200,000 mortgage at 4.25 percent. You’ll spend $984 a month on principal and interest, and the other $516 a month might (or might not) cover property taxes, insurance, lawn care, pest control, the occasional pressure cleaning and those inevitable visits by plumbers, electricians and carpenters. Over the 30-year life of the mortgage, you’ll replace the roof twice, the AC twice, repaint the house three times, buy enough replacement appliances to fill a small warehouse, and you’ll renovate the kitchen and bathrooms, all of which’ll cost you $100,000. And don’t forget that $50,000 down payment you made back when you were young. You will have paid the same $540,000 over 30 years, and you’ll have a net gain of $100,000 to show for it. Not bad, but certainly not hedge fund money.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

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Ashton Pointe Apartment Homes

100 Ashton Pointe Boulevard, Beaufort, SC 29906

Call: 877-873-4774
Email UsAshtonPointe001@myLTSMail.com
View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: CLOSED

$963-$1233