Ashton Pointe Apartment Homes

100 Ashton Pointe Boulevard, Beaufort, SC 29906
Call: 844-820-6515 Email UsAshtonPointe.PropertySite.HHHunt@aptleasing.info View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P - 5P

$963-$1233

Apartment Homes Beaufort SC Blog

Non-Cost Reasons for Renting – Beaufort, SC

Joseph Coupal - Wednesday, August 31, 2016

Will you need to move in under 8 years?

Especially with today's higher down payments, it is anywhere from around 6 to 8 years before a home buyer can expect to get their money out of a home sale after the costs of sale. Those can be significant. If you're not sure about having to move being out of your control, buying may not be wise. It may be best to look for a one bedroom apartment in Beaufort, SC.

Are you just starting a new family?

This isn't a problem really unless you do like many first time buyers and get into a starter home that's fine for two of you. However, when children enter the picture within a few years, will you be pushed into upsizing and selling before you can recoup your costs, much less get any appreciation in equity?

Are you trading travel costs in this choice?

Many of today's best jobs are in technology, financial and medical sectors, and these companies tend to locate in large urban areas. Buying is usually much more costly close to the workplace. Moving farther out to buy affordably can result in hundreds of dollars in travel costs every month. In this scenario, looking for a one bedroom apartment may be a great choice.

The smart move is to consider every factor impacting your lifestyle, instead of just looking at a direct cost breakdown. Sometimes renting may be a good "now" decision that you can far more easily change later than taking the buy first approach.

For more information on renting an apartment in Beaufort, SC, contact Ashton Pointe Apartments.

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Huffington Post


Rent or Own: Questions to Ask When Deciding– Beaufort, SC

Joseph Coupal - Wednesday, August 24, 2016

The American dream of owning a home is powerful and prevalent, but that dream doesn’t always make good sense in the light of day. When deciding whether to rent or buy, you’ll want to keep your eyes open and your feet on the ground so you can make decisions that are right for you and your family. Here are 6 things to keep in mind:

1. Crunch the numbers. Buying vs. renting isn’t solely about comparing costs, but that’s still a huge part of the process.

2. Know the market. If you don’t know the difference between a “buyer’s market” and a “seller’s market,” now’s the time to educate yourself. Is low inventory driving prices up and making buyers more competitive? Or is there a glut of homes for sale, giving buyers more leeway to cut deals? In either case, how is the rental market responding? Are home prices trending up or down (i.e., will the places you’re looking at likely be worth more or less in five or ten years)? You can’t predict the future, but you should look at current trends and make informed decisions based on what’s happening now.

3. Itemize your costs. The financial difference between renting and owning is much more than simply the upfront difference in price between paying rent vs. mortgage. Don’t forget to account for property taxes, homeowners insurance, HOA fees, maintenance, and repairs/renovations. (If the fridge stops working, you can’t just call your landlord; you will need either fix-it skills and a can-do attitude or money to hire a pro.)

4. Get real about job stability. One major consideration of the “to buy or not to buy” question is whether homeownership makes sense with your job. Can you count on maintaining at least the same level of income in the years you plan to own the home? Will your job allow you to stay in the same city or state for more than a few years at a time? Will you lose income if you choose to stay home with children? If your career is subject to change, don’t discount the benefit of renting a place that’s easy to leave if you need to relocate or reduce expenses on short notice.

5. Consider the kids. Many people decide to buy homes specifically to accommodate building a family. Questions to ask yourself include: Can you afford to live somewhere with schools that meet your needs? Is there room for not just your current family but also any family members that might join you in the future? If you will have to move in 5 years or less, buying may not be a good idea.

6. Search your heart. Do you even want to own a home? Or do you think it’s just what you should want? If owning a home and all that comes with it -- the good and the bad -- isn’t something you’re excited about, don’t sweep that feeling under the rug. Owning a home can be awesome, but it’s not for everyone. You do you.

For more information on renting apartments in Beaufort, SC, contact Ashton Pointe.

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cafemom.com


5 Legit Reasons Renting Apartments in Beaufort, SC is Better than Buying

Joseph Coupal - Tuesday, August 16, 2016

There are those who think the idea of owning a home is ridiculous. Many are slowly warming to the idea.

Houses have roofs that leak, and heaters that break.

Counter argument: But renting is so expensive.

Response: Yes, but you pay for the luxury of not having to worry about those things.

And you know what? It turns out that’s right.

Many people don’t regret purchasing their home, but there are little incidentals that will blindside you if you’re used to living in an apartment.

Aside from that, owning a home is also a big lifestyle change. There are times when it does makes sense to rent instead of buying too. It’s actually a big commitment you shouldn’t take lightly.

So here are five big reasons why you should rent, not buy.

1. You want flexibility.

This is the go-to argument for renting vs. buying.

Even a 12-month lease is more flexible than a 30 year mortgage. If you plan on relocating in the near future (for work, for family, or just because), renting is the way to go.

Have to move on short notice? Many landlords will allow you to buy out of your lease or sublet if you need to break your lease agreement. In experience, this is much easier than trying to sell your house.

2. You aren’t responsible for maintenance.

If you aren’t that handy with a wrench, you can rest easy knowing that your landlord should take care of any repairs your rental property needs.

When you own a home, it becomes your responsibility to fix, replace, and pay for those repairs yourself. And you can bet that any DIY mishaps you make will mean calling in (and paying) a professional.

Does renting cost more? Sure.

But, “you pay for the luxury of not having to worry about those things.”

3. You have an irregular income.

Irregular incomes can be a huge deterrent for home ownership.

Although mortgage payments are as consistent as monthly rent, and in certain cities owning can be more affordable than renting, you don’t have to worry about property taxes or escrow payments as a renter. Apartment complexes often bundle utilities for you or have discounts on services like cable or internet.

Since you’re not responsible for maintenance or other upkeep, you’re less likely to drain your emergency fund on your apartment. This makes renting a surprisingly helpful strategy for saving money for other expenses.

4. You want to skip your commute.

Some are super lucky to have the ability to work from home, but some of you are still braving traffic every day.

If you are spending hours each day trapped in the car commuting to work, you could potentially save big by renting.

But how? Consider how much money you spend on gas each month, not to mention the time or strain on your vehicle.

If you work in an area with an apartment complex or rental homes nearby, consider moving closer to your office. The flexibility of renting (see number 1) will allow you to do this!

Beyond the savings in gas, it’ll drastically reduce the amount of time from work to your bed at the end of the day. Although you may miss out on the charms of suburban living, renting can also give you the opportunity to live in places you wouldn’t typically consider. You may find that you love city life!

5. You aren’t financially ready to buy.

If you’re hesitant about buying a home, you probably should rent. Homes are a huge financial responsibility and can end up costing even more if you aren’t prepared or don’t do your research. Think about it this way: the upfront costs alone of buying a home are usually tens of thousands of dollars.

Compare that to the upfront costs of renting, which typically include security deposits, pet deposits, and any move-in fees.

Both are expensive, sure, but home ownership is much more so on the front end.

Before you buy a home you typically need to have plenty of savings as well as a stable job and good credit. While you work on achieving these goals, renting can be a great option for you.

For more information on renting apartments in Beaufort, SC contact Ashton Pointe.

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Elite Daily


Millennials Delay Committing to Buying a Home – Beaufort, SC

Joseph Coupal - Wednesday, August 10, 2016

Much has been written and discussed recently regarding millennials and their tendency to wait on the purchase of a home.

Some have blamed tighter lending conditions. Others have blamed a difficult job market, underemployment, and/or stubbornly low wages. Another theory is that, having seen the real estate crash of the late 2000s lay waste to lifetimes of hard work and financial discipline for so many, some millennials are gun-shy about making the jump into home ownership.

And yet another theory being offered by developers is that there has been a paradigm shift and that millennials are simply looking for something different out of life.

Billionaire real estate mogul Jeff Greene has been quoted as saying that “millennials are much more interested in experiences than things — they would rather climb a mountain than buy five extra pairs of jeans.”

Others say millennials are leading a “growing demand for more efficient, affordable living space that is close to numerous amenities.” Despite earning wages that aren’t keeping pace with rising rents, younger generations still “want to live in the middle of restaurants, bars and entertainment areas.” And to lead this type of lifestyle, they are willing to sacrifice space, and often, ownership. For now, they are supposedly choosing social time over the traditional American dream of owning a home.

Apartment complexes offer people the chance to enjoy a new building with the latest and greatest amenities, the convenience of downtown living, and the lifestyle flexibility resulting from substantially smaller rent payments.

Many of these millennials are, in fact, looking to rent instead of buy. However, our renter clients are usually looking to rent simply because they cannot buy. Whether it’s not having enough money for a down payment, insufficient credit or some other factor preventing them from getting a loan, our renter clients are usually renting because it’s their only option.

There are also a disproportionate number of millennials who could buy but that appear “afraid to pull the trigger” on buying a home. These millennials are active online, attempting to monitor the market as closely as they can from their computers and smartphones, often appearing to be somewhat frozen in inaction due to information overload. And they sometimes wind up staying in rentals partially due to a fear of making the wrong decision as they try to time a market that simply cannot be timed.

We know that millennials, generally speaking, aren’t marrying, having kids or buying homes. Human nature says that this will likely change at some point.

But until then, whatever the reason, the bottom line is that we are seeing a very real increase in demand for rentals. For more information on apartments in Beaufort, SC contact Ashton Pointe.

#HowYouLive
www.miamiherald.com


What are the Benefits of Downsizing to an Apartment in Beaufort, SC

Joseph Coupal - Monday, August 01, 2016

Have you noticed that there is a new push for simplifying the way we live?

Homeowners are realizing that “living large” doesn’t always mean bigger is better. In fact, there are many benefits to downsizing to a smaller home.

Whether the decision is voluntarily or you are forced to move for other reasons, rest assured there is a benefit to decreasing your home size.

If you love saving money, energy, resources and enjoy saving time on upkeep, these are just a few of the benefits of living a “cozy life”.

Save money on frivolous living
Let’s face it, the more space you have, the more you feel like you need to fill every corner.

One of the beauties of downsizing your home is the ability to stop wasting money on furniture, electronics, appliances and home items that are used to fill space rather than to fulfil a function.

Downsizing into a smaller home will you help you to prioritize your life and only bring what is necessary in your new home.

Save energy when downsizing to a smaller home

From heating and cooling costs to water use in your bathrooms and kitchens, it costs a lot to run a large home.

A smaller home will give you the added benefit of reducing your family’s carbon footprint. Meanwhile, you will enjoy a lower energy bill in the warmer and cooler months.

Enjoy the benefits of smaller living

Many homeowners agree that living in a larger home leads to greater stress.

There’s general cleaning, maintenance, furnishing, outdoor upkeep, energy costs and land tax — all of these factors can add stress.

Downsizing your home can be the first step to a minimal and streamlined life. You will be surprised how reducing your daily chores and maintenance will free up your time for leisure activities, spending time with your family, getting more rest, and maybe loving your home more than loathing it.

Downsizing can free up your lifestyle for travelling

From ensuring security systems doors and windows are properly monitored to monitoring exterior lighting and keeping your grounds up, travelling can often be a burden when you have a large home.

If you decide to downsize, travelling can be less of a hassle when you need to leave your home for extended periods of time, especially if you downsize to an apartment or condominium unit from a stand-alone house.

For many homeowners, downsizing their home can be a new chapter. It can represent a way to start a new life.

Consider opting for a smaller home that could have less upkeep, or look for a property with a homeowners’ association that can handle maintenance of the grounds and other amenities, leaving you with more spare time.

You can also view downsizing as an opportunity to get creative and make your new home look fabulous.

Wake up your interiors with creative organization. Bookshelves that are built in to what normally would be a bare wall can make any space into an instant library.

Vertical organization in a small closet can be enhanced with split areas for folded, hung and drawer wardrobe storage.

Downsizing your home will you get rid of the clutter and will help you organize only what is essential.

For more information on apartments in Beaufort, SC contact Ashton Pointe.

#HowYouLive
royalgazette.com



Ashton Pointe Apartment Homes

100 Ashton Pointe Boulevard, Beaufort, SC 29906

Call: 844-820-6515
Email UsAshtonPointe.PropertySite.HHHunt@aptleasing.info
View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: CLOSED

$963-$1233